The Agric Loan Product is available to farmers involved in crop production and/or animal husbandry. Farmers must own their land, and the farm must be located within the coverage area of Grooming Centre. This loan is also available to:

• Agro-based businesses
• Agro-allied businesses
• Agricultural cooperatives and associations

Clients must not have any existing loan product(s) before they can be migrated to the Agricultural Equipment Loan. The minimum disbursable loan amount is ₦100,000.00 (One Hundred Thousand Naira), and the maximum disbursable loan amount is ₦10,000,000.00 (Ten Million Naira).